Finding good car insurance can be very difficult. Here are some tips:
- Try a few different insurance companies. Companies are different. So are their prices. You may find that one company wants to charge you $1000/month for insurance and another will only charge you $400/month. You could be one of the lucky ones who are only charged $30 per month. Regardless of who you are, call multiple carriers even if the first quote you receive seems low. You can find another company with a lower rate for you.
- Talk to friends and family. Other people are like you, they also want cheap insurance. Chances are you know someone who has already called everywhere and can give you some great advice on which car insurance companies were the cheapest for them. Remember, no one likes spending money on car insurance.
- Use the Internet. The Internet is a great place to find auto insurance. You can find information about insurance companies, compare rates, get quotes and shop around without leaving your home. There are also websites like 1carinsurance.org that have organized insurance company data and user data and will tell you which companies people are having success with in finding the best car insurance. [http://www.1carinsurance.org] for them.
- Get auto insurance quotes. Don’t just trust them. Get a quote. They’re free (or, if the quote isn’t free, you know you don’t want to use that company). If you can get quotes from 6 or 7 different companies, then you have hard data to compare the companies with each other. You’re also pretty sure you’ll get the lowest rate.
- Try local businesses. People often only think of the big auto insurance companies like Geico or Progressive. They don’t even search their local communities for auto insurance companies that may exist. Local companies can often offer cheaper rates because they don’t have the heavy bureaucracy that larger companies have.
Just remember to shop around while you’re looking for cheaper auto insurance. The first company is not always the best.